0% intro APR for as much as 21 months (on each purchases and steadiness transfers) — That is the place the Wells Fargo Replicate® Card is tough to beat. The cardboard begins with a 0% intro APR on purchases and qualifying steadiness transfers for 18 months. To make it even higher, you may get an intro APR extension for 3 months, for a complete of 21 months. All you might want to do is make on-time minimal funds through the intro and extension intervals.

It is price noting that the intro APR applies to steadiness transfers made throughout the first 120 days of opening the account. There’s additionally a steadiness switch charge of three% ($5 minimal) on transfers made throughout the first 120 days and 5% ($5 minimal) on transfers made after that. These charge quantities are normal amongst steadiness switch bank cards.

No annual charge — The Wells Fargo Replicate® Card cuts charges in the appropriate locations. Working example, the cardboard has no annual charge.

Cellphone safety — While you pay your month-to-month cellphone invoice together with your eligible Wells Fargo bank card, you rise up to $600 of cellphone safety in opposition to harm or theft (topic to a $25 deductible). That is a kind of underrated bank card perks. You needn’t pay for cellphone insurance coverage out of pocket, since this card contains safety already.

Particular affords — By means of My Wells Fargo Offers, you’ll be able to earn money again assertion credit on buying, eating, and experiences that you simply pay for together with your eligible Wells Fargo card.

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